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Housing For All Pradhan Mantri Awas Yojana

All You Need To Know About Pradhan Mantri Awas Yojana(PMAY)

What is it? PMAY was launched in June 2015 in an attempt to make ‘Housing For All’ a reality by 2022.  The scheme originally was meant to cover the economically weaker section (EWS = annual income not exceeding ₹3 lakh) and low income group section (LIG = annual income not exceeding ₹6 lakh) but now covers…
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Home loan

How much home loan can i get for my salary?

How much loan you can get from a bank is the question you have when you want to buy something and looking at loan options. This article discusses the above-mentioned issue at length. The rule of thumb that all banks follow is multiply your net salary by 60 to reach the maximum loan amount you…
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plots verus flats

FLATS VERSUS PLOTS

Investing in property is a difficult task.  Not only do we need to find a safe avenue but also think about what to buy; an apartment or a plots.  This decision depends on lifestyle preferences and other aspects like taxation and bank loan.  Resale value is crucial when it comes to investing in real estate.…
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REAL ESTATE – HOW CURRENT ISSUES MIGHT EVOLVE

Real Estate– How Current Issues Might Evolve

Real estate one of the most sought-after investment avenues in India has seen a dip in popularity of late.  In 2017, new launches were limited compared to previous years.  However, experts believe that the real estate market is going through a transitional phase.  Things are going to get better over time because reforms in this…
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INVESTMENT OPTIONS – GOLD AND REAL ESTATE

Investment options – Gold or Real estate

Indians have been traditionally focused on gold for asset acquisition and consequently the security it confers.  Even though this trend continues, the past decade is witnessing real estate rise as the supreme go-to option in the financial portfolio for many of us.  The proof of the same is the latest RBI report on housing finance…
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RERA Act for HOME BUYERS

RERA – HOW IT WILL PROTECT HOME BUYERS

With real estate projects fetching enormous profits, many companies entered the market. Some of them were fly-by-night operators indulging in fraudulent practices and fleecing innocent homebuyers. To resolve this, the Government of India introduced RERA which put the buyer’s interests in the foreground. RERA made the homebuyer the king. Builders will have to ensure compliance…
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